Join a Medicare
Advantage plan
that gives you
more ways to
spend less

Annual Enrollment Period is here!
Pick your plan today and get all the high-quality
benefits you need for 2024.

Members get more choices, more savings, and more of everything else

With a Medicare Advantage plan from Independence Blue Cross (Independence), you can feel confident that you receive quality care with access to the largest network¹ and an expansive drug formulary.

We offer plans with:

Monthly premiums as low as $0
$0 copays for primary care physician (PCP) visits
$0 copays for the most commonly prescribed medications¹
No deductibles for medical or prescription drug coverage
No referrals needed
$0 copays for routine dental, vision, and hearing exams
Up to a $125 quarterly allowance for over-the-counter items at participating drug stores and online
Dental allowances of up to $3,000 per year to help pay for fillings, root canals, crowns, partial bridges, dentures, and more
Flex Card allowances of up to $300 per year to spend on dental, vision, or hearing services or supplies
Up to a $90 giveback on each monthly Medicare Part B premium payment on some plans

Learn more

¹2023 Medicare Advantage Enrollment Numbers, 2023 Top Prescribed Drugs, ibxmedicare.com/source23

Not sure where to start? Our FREE Smart Solutions kit can help you choose the best plan for 2024.

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Meet one-on-one

Our agents are available to help you find the right plan over the phone or in person.

1-833-767-1622 (TTY/TDD: 711)
Seven days a week, 8 a.m. to 8 p.m.*

*Please note that on weekends and holidays from April 1 to September 30, your call may be sent to voicemail.

*By providing your mobile number, you agree to allow Independence Blue Cross to contact you via text message with information about Medicare products and services. You may opt out at any time.

*By providing your email address, you agree to allow Independence Blue Cross to contact you via email with information about Medicare products and services. You may opt out at any time.

The giveback is set up by Medicare and administered through the Social Security Administration (SSA). The giveback incentive only participates with Social Security and is credited monthly on your Social Security check or Medicare Part B premium statement. There are no direct payments made to beneficiaries by Independence. Beneficiaries who pay their own Part B premium are eligible for the giveback. Meaning, beneficiaries cannot receive Medicaid or any other assistance from a health program that could potentially pay their Part B premium.

The annual Flex Benefit to cover cost-sharing for covered dental, vision, and hearing benefits, or pay for services or supplies received from any licensed dental, vision, or hearing professional that accepts your IBX Care Card. Dental, Vision, and Hearing Flex Benefits do not roll over into the next year.

Independence Blue Cross offers Medicare Advantage plans with a Medicare contract. Enrollment in Independence Medicare Advantage plans depends on contract renewal.

Independence Blue Cross offers products through its subsidiaries Independence Hospital Indemnity Plan, Keystone Health Plan East and QCC Insurance Company — independent licensees of the Blue Cross and Blue Shield Association.

MedigapFreedom benefits underwritten by QCC Insurance Company, a subsidiary of Independence Blue Cross—independent licensees of the Blue Cross and Blue Shield Association. Not connected with or endorsed by the U.S. government or the federal Medicare program.

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Website Last Updated: 9-11-2023

Join a Medicare Advantage plan that gives you more ways to spend less

Join a Medicare
Advantage plan
that gives you
more ways to
spend less