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Learn about coverage options so you can pick the right plan for you.

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Learn about Medicare

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Take the stress out of your Medicare enrollment

Speak to an expert
1-833-758-2861 (TTY/TDD: 711)^

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Understand Medicare options

Original Medicare is the federal health insurance program that covers:

People who are 65 and older
People under 65 with certain disabilities
Anyone with end-stage renal disease (ESRD)

Original Medicare is made up of Medicare Parts A and B.

Part A (Hospital Insurance) covers in-patient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B (Medical Insurance) covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

You can also enroll in coverage, including:

Part C

Medicare Advantage plans offer all the benefits of Original Medicare and more.

Many Medicare Advantage plans include extra benefits, like dental, vision, hearing, and prescription drug coverage options.

Medigap

Original Medicare does not cover all health care expenses.

A Medicare Supplement — or Medigap — plan can fill the gaps and help with out-of-pocket costs like deductibles, copayments, and co-insurance.

Part D

Prescription drug plans, or PDPs, help with prescription drug costs.

Only offered by private insurance companies, PDPs can be combined with Original Medicare or a Medicare Supplement plan.

We have a Medicare Advantage plan for you

Our Keystone 65 HMO and Personal Choice 65^SM PPO Medicare Advantage plans include benefits like:

Premiums as low as $0
A large network of doctors and specialists
$0 copays for primary care doctor visits on most plans
Dental, vision, and hearing coverage
Plans with quarterly allowances for over-the-counter items
Free gym membership

Our Medicare Supplement plans come with benefits such as:

Protection from deductibles, copays, and co-insurance not covered by Original Medicare
Coverage accepted by any doctor who accepts Original Medicare
No requirement to select a primary care physician
No referral needed to see a specialist
Coverage traveling across the United States
Virtually no claim forms

Explore plans

^Please note that on weekends and holidays from April 1 to September 30, your call may be sent to voicemail.

Independence Blue Cross offers PPO, HMO-POS, and HMO Medicare Advantage plans with a Medicare contract. Enrollment in Independence Blue Cross PPO, HMO-POS, and HMO Medicare Advantage plans depends on contract renewal.

Independence Blue Cross offers products through its subsidiaries Independence Assurance Company, Independence Hospital Indemnity Plan, Keystone Health Plan East, and QCC Insurance Company — independent licensees of the Blue Cross and Blue Shield Association.

For accommodations of persons with special needs at meetings, call 1-877-393-6733 (TTY/TDD: 711).

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Website last updated: 6–3-2024